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ScanRival

Terms of Service

Version 2026.1 · Last updated July 26, 2026

  • What ScanRival is

  • What you authorize us to do

  • How our agent behaves on a call

  • What we do not promise

  • What it costs

  • Your side of it

  • The legal part

What ScanRival is

ScanRival, operated by Cell Labs, Inc., is a service that contacts companies on your behalf to recover money you are owed, and removes your details from data broker lists.

We are not a law firm

ScanRival is not a law firm and does not provide legal advice. Nothing we send you is a legal opinion, and using us does not create an attorney-client relationship. We argue rules that already apply to your situation. We do not represent you in court, and for anything that belongs in front of a judge you should talk to a lawyer.

What you authorize us to do

Before we contact anyone, you sign an authorization naming the company and the matter. It lets us speak on your behalf about that specific thing, and nothing else. You can revoke it at any time and we stop.

You confirm that the claim is yours, that what you tell us is true as far as you know, and that you have the right to authorize us to act on it.

How our agent behaves on a call

These are commitments, not preferences. They apply to every call, without exception.

  • It says it is an AI assistant acting for you, before anything else.
  • It says the call is recorded.
  • It never claims to be you, and never claims to be a person.
  • It does not lie about the facts of your case.
  • It is firm, and it is not abusive to the person on the other end.

Sometimes a company will insist on hearing your voice before it will discuss your account. When that happens we call you, put you on for the verification, and take over again afterwards.

What we do not promise

We cannot promise an outcome. We do not decide whether a company pays you. We can promise the work: the calls, the escalation, the written follow-up, and the record of what was said.

We also cannot promise that your details stay off every data broker list. Brokers re-list people constantly, which is why removal is something we repeat rather than finish. Anyone telling you it is permanent is not being straight with you.

What it costs

  • Reading your documents is free. No card required.
  • One fight is $39, or $19 if you have a monthly plan. Charged once, when you tell us to start.
  • The monthly plan is $16, billed month to month. Never a year up front.

If we never reach a human at the company, you do not pay for that fight. That is the one outcome we control, so it is the one we will refund.

You can cancel a monthly plan at any time from inside the app, in one tap. We will never require a phone call to cancel.

Your side of it

Do not ask us to:

  • Pursue a claim that is not yours.
  • Tell a company something you know to be untrue.
  • Harass a person rather than dispute a decision.

If you do, we will stop work and close your account. Full detail is in our Acceptable Use Policy.

The legal part

These terms are governed by the laws of the State of Delaware. Either of us can end this agreement at any time. If we change these terms in a way that matters, we will tell you before it takes effect rather than quietly updating a page.

Questions: legal@scanrival.com.

ScanRival

We call the companies that owe you money, and keep calling until you get it back.

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© ScanRival 2026 · Cell Labs, Inc.Privacy Policy·Terms of Service·Acceptable Use
ScanRival is a product of Cell Labs, Inc. It is not a law firm and does not provide legal advice. All other marks are property of their respective owners.